Questions to ask when Choosing a Lender
“Dreams are free, so free your dreams.” ~Terri Guillemets
Loan terms, rates, and products can vary significantly from one company to the next. When shopping around, these are a few things you should ask about (National Association of Realtors, 2020).
General questions:
- What are the most popular mortgages you offer? Why are they so popular?
- Are your rates, terms, fees, and closing costs negotiable?
- Do you offer discounts for inspections, home ownership cla...
Protecting Your Safety During COVID-19
Stutsman Realty, Inc is committed to protecting your safety during COVID-19 by following Minnesota Governor Walz’s issued Emergency Executive Order 20-20 directing Minnesotans to Stay at Home. The order directs all individuals in Minnesota to stay at home to help stop the spread of COVID-19. The order is in effect as of March 27 through May 4th, 2020.
(more…)How to Calculate Capital Gains
WORKSHEET
Calculate Capital Gains
When you sell a stock, you owe taxes on the difference between what you paid for the stock and how much you got for the sale. The same holds true in home sales, but there are other considerations.
How to Calculate Gain
Your home’s original sales price when you bought it (not what you brought to closing). | |
Additional costs you paid toward the original purchase (include transfer fees, attorney fees, and inspecti... |
2019 Hennepin County Master Gardener Learning Tour
If you are looking for something to do on Saturday, July 13th, come and check out the eleven gardens that will be featured on the 2019 Hennepin County Master Gardener Learning Tour. You can preview gardens of local Master Gardeners and a community garden. Each location will feature topics such as conifers, native plants, hydroponics, pollinators, water gardening and pruning. Food trucks will be featured at a few gardens, merchandise and books will be featured for sale as well. All proceeds for this annual fundraiser help support the University of Minnesota Extension Maste...
How to Pack Like a Pro
Are you planning to move this year? Here is a helpful guide to keep you organized! Contact Stutsman Realty for more information and guidance on achieving your real estate goals this year!
Plan
ahead.
Develop a master to-do list so you won’t forget something critical heading into
moving day. This will also help you create an estimate of moving time and costs.
Discard
items you no longer want or need.
Ask yourself how frequently you use an item and how you’d feel if you no longer
had it. Sort unwanted items int...
Supporting our Community!
Once again, Stutsman Realty is a very proud sponsor of the 2018 Uptown Art Fair!
The Uptown Art Fair is produced by the Uptown Association. It’s a juried fine arts event and is known as one of the top art fairs in the United States. The Uptown Art Fair offers a wide variety of quality art for all budgets. Please join us as we celebrate this wonderfully vibrant and diverse community!
In addition to our tote bags, this year we will be hosting drawings each day of the Art...
Trees Can Increase Your Property Value
You probably don’t think much about the trees on a home’s property unless they pose an immediate threat to the structure. But you may not be aware of how much value trees hold and how they can affect the price of your listing. John Palmer, an arborist who is certified by the International Society of Arboriculture, reveals the true benefits and liabilities of trees, what buyers should look for in home landscaping, and what sellers can do to protect the value of their trees.
Can trees actually affec...
Your Final Walk Through
Closing time is hectic, but you should always make time for a final walk-through to make sure
that your home is in the same condition you expected it would be. Here’s a detailed list of
what to check for on your final walk-through.
- Basement, attic, and every room, closet, and crawl space have been checked.
- Requested repairs have been made.
- Copies of paid bills and warranties are in hand.
- No major, unexpected changes have been made to the property since last viewed.
- All items included in the sale price—draperies, lighting fixtu...
Green Home Terms
Whether you’re building the home of your dreams or looking for an existing unit, there’s a lot of data involved in finding the right environmentally friendly dwelling. Here’s a breakdown of the different certification systems for energy-efficient homes.
RESNET
The Residential Energy Services Network is a not-for-profit corporation that develops industry-wide standards and rules for energy efficiency ratings and certification systems for buildings. In addition to overseeing the HERS index (see below), RESNET certifies contractors of all ty...