Ten Strategies to Prepare for Homeownership

 |  Purchasing a Home, Real Estate News

1. Decide what you can afford.   Generally, you can afford a home equal in value to between two and three times your gross income.

2. Develop your home wish list.   Then, prioritize the features on your list.

3. Select where you want to live.   Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.

4. Start saving.   Do you have enough money saved to qualify for a mortgage ...

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 |  Home Maintenance

Ice Dams

Many homeowners in Minnesota are all too familiar with ice dams.   This is the ridge of ice that forms at the edge of a roof and prevents proper drainage of melting snow.  The resulting water can back up behind the dam and cause extensive damage to a home by leaking into the walls, ceilings and insulation.  This can also result in mold and mildew within the home.  Ice dams occur due to temperature fluctuations above and below the roof line over an extended period of time.
There are...
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